LOTTONOWNOW TERMS AND CONDITIONS

1.1. "Terms of Use" means (a) the General Terms and Conditions, (b) the Privacy Policy, (c) where appropriate under paragraph 1.3, the relevant Rules and Bonus Terms, Gaming Rules applicable to the Services being used by You, and (d) any Download Terms.

1.2. By using and/or visiting any section of the Website, or by opening an account with Lottonownow, You agree to be bound by the Terms of Use and accordingly: (a) agree to the use of electronic communications for contracts, and (b) waive any applicable rights or requirements which require a signature by hand, to the extent permitted by applicable law. The Terms of Use do not affect Your statutory rights.

1.3. When You play any game using the Services, You agree to be bound by the Game Rules on the Lottonownow website as set out under the Help tab ("the Game Rules").

1.4. Please review the Terms of Use carefully before accepting them. Once accepted, please print the Terms of Use and store them, along with all confirmation emails, additional terms, transaction data, game rules, and payment methods relevant to Your use of the Website. Please note that the Terms of Use are subject to change, as set out in paragraph 3 below.

1.5. If You do not agree to accept and be bound by the Terms of Use, please do not open an account and/or continue to use Your Account. Your continued use of any of the Services will constitute acceptance of the Terms of Use which We have notified You are in force from time to time.

1.6. The Terms of Use govern Your contract with Lottonownow. For the avoidance of doubt, each and all sections of the Website are governed by the Terms of Use, and You should ensure at all times that Your use of the Services is in accordance with the Terms of Use.

2.2. The Terms of Use shall be agreed between You and Lottonownow

2.3. References in the Terms of Use to "Us", "Our" or "We" are references to "Lottonownow"

2.4. (where appropriate) Our agents, partners, and suppliers.

3.1. We may need to modify the Terms of Use from time to time for various reasons, including but not limited to commercial purposes, legal and regulatory compliance, adherence to regulatory body instructions or guidance, and customer service improvements.

3.2. For substantial changes to the Terms of Use, We will provide You with notice via email. Minor or insubstantial changes may be implemented without notice, and You are encouraged to regularly review the Terms of Use via the Terms and Conditions link on the Website.

3.3. Notwithstanding 3.2 above, You are responsible for periodically reviewing these Terms and Conditions to stay informed of any changes We may make and we will not be accountable for any failure to do so.

4.1. In order to play a game using the Services, You will need to open an account with Lottonownow ("Your Account" or "Account").

4.2. In order to open Your Account for use with the Services, You must click on the 'Register' link on the Website and follow the on-screen instructions.

4.3. If Your Account application is successful, Lottonownow will inform You via the email address provided as part of the application informing You of the necessary steps to complete Your Account setup. Your Account then be created and operated by Lottonownow.

4.4. If You do not wish Your Contact Details to be used by Us and Our business partners to contact You to inform You with marketing information relating to others of Our goods, products or services or those of Our business partners, please indicate that this is the case by ticking the relevant box as instructed when You register for an account or by informing Customer Services.

4.5. In opening an Account with Us, You warrant that:

• 4.5.1. You understand and accept the risk that, by using the Services, You may, as well as winning money, lose money;
• 4.5.2. You are (a) over 18 years of age and (b) above the age at which gambling or gaming activities are legal under the law or jurisdiction that applies to You (the "Relevant Age");
• 4.5.3. gambling is not illegal in the territory where You reside;
• 4.5.4. You are legally able to enter into contracts;
• 4.5.5. You have not been excluded from gambling; and
• 4.5.6. You have not already had an Account closed by Us under paragraphs 10 (Collusion, Cheating, Fraud and Criminal Activity), 19 (Breach of the Terms of Use)

4.6. Your Account must be registered in Your own, correct, name and personal details and it shall only be issued once for You and not duplicated through any other person, family, household, address (postal or IP), email address, or any environment where computers are shared (e.g. schools, workplaces, public libraries etc), computer (or other access device), and/or account in respect of the Services. Duplicate Account will not be permitted

5.1. You warrant that:

• 5.1.1. The full name and home address you supply when opening your account are correct; and
• 5.1.2. You are the rightful owner of the money which You at any time deposit in Your Account.

5.2. By agreeing to the Terms of Use You authorise Us to undertake any such verification checks from time to time as We may require ourselves or may be required by third parties (including, but not limited to, regulatory bodies) to confirm these facts (the "Checks"). You agree that from time to time, upon Our request, You may be required to provide additional details in respect of any of such information You have provided us, including in relation to any deposits which You have made into Your Account.

5.3. Whilst We are undertaking any Checks from time to time, We may restrict access to all or certain parts of the Website. Please note that We may from time to time re-perform the Checks for regulatory, security or other business reasons. If any such restrictions cause You a problem, please contact Customer Services.

5.4. In certain circumstances We may have to contact You and ask You to provide further information to Us directly in order to complete the Checks. For this purpose, We will be entitled, at Our sole discretion, to require that You provide Us with a valid ID according to the applicable law, proof of address, utility bills, bank details, bank statements and bank references. Until such information has been supplied to Our satisfaction, We may prevent any activity to be undertaken by You in relation to the Account or We may, where We reasonably believe that deliberately incorrect information has been provided by You, keep any amount deposited on the Account following the closure of the Account by us.

5.5. It may be an offence for persons under the Relevant Age to make use of the Website. If We are unable to confirm that You are the Relevant Age then We may suspend Your Account until such time that We are able to confirm that You are the Relevant Age. If You are subsequently proven to have been under the Relevant Age at the time You made any gambling or gaming transactions with Us, then

5.6. Your Account will be closed;

• 5.6.1. all transactions made whilst You were underage will be made void, and all related funds deposited by You will be returned by the payment method used for the deposit of such funds, wherever practicable;
• 5.6.2. any deposits made whilst You were under the Relevant Age will be returned to You; and
• 5.6.3. any winnings which You have accrued during such time when You were under the Relevant Age will be forfeited by You (and may be deducted from the amount of any deposit returned under paragraph
• 5.6.4. and You will return to Us on demand any such funds which have been withdrawn from Your Account.

6.1. After opening Your Account, You must use take all reasonable steps to avoid disclosing (whether deliberately or accidentally) Your username, password and/or account number to anyone else, including ensuring that up-to-date security software is downloaded onto Your computer.

6.2. All transactions made where Your username and password and/or account number have been entered correctly will be regarded as valid, whether or not authorised by You, and We shall not be liable for any claims in the event that You disclose Your username, password or account number to anyone else (whether deliberately or accidentally).

6.3. If You have lost or forgotten Your Account details, or have reason to believe that such details are known to an unauthorised third party, please contact Us immediately for a replacement through Customer Services, details of which can be found in the Help section of the Website.

7.1. If You wish to participate in the Services, You must deposit monies into Your Account from an account or source of which You are the account holder. Such monies may (subject to paragraph 5) then be used by You to play games. All deposits and withdrawals will either be through direct bank transfer or Visa/MasterCard.

7.2. You further agree not to make any charge-backs, reversals or otherwise cancel any deposits into Your Account, and in any such event to refund and compensate Us for such unpaid deposits including any expenses incurred by Us in the process of collecting Your deposit. For the avoidance of doubt Your Account shall not be used by You as a bank account and, should We become aware of deposits into and withdrawals from Your Account without commensurate gaming activity, We reserve the right to deduct an administration charge (whether or not We close or suspend the account).

7.3. Your Account is not a bank account and is therefore not insured, guaranteed, sponsored or otherwise protected by any deposit or banking insurance system or by any other similar insurance system. Any monies deposited with Us in Your Account shall not attract any interest. Monies deposited with Us are held under a normal bank account and/or escrow account in the name of Lottonownow, which holds the monies in the account on trust for You and other persons entitled.

7.4. We may at any time set off any positive balance on Your Account against any amount owed by You to Lottonownow (irrespective of whether there has been a breach of the Terms of Use), including (without limitation).

7.5. To the extent required by Your local law or tax or other authorities You are responsible for reporting Your winnings and losses arising from the Services.

7.6. Subject to paragraph 12 (Closure of Your Account; etc), You must exhaust all monies in your wallet or risk forfeiture.

7.7. On any withdrawal approved by Us We will return the relevant funds to You in accordance with paragraph 7.7 less charges incurred or any other amount required to be deducted from Your withdrawal in order to comply with any applicable law.

7.8. Withdrawals will be returned by bank transfer to the bank account registered against Your Account.

7.9. We will hold monies in the deposit account and/or escrow account referred to in paragraph 7.3.

7.10. as trustee for You and not as Your banker or debtor. Therefore, notwithstanding any other provision in the Terms of Use, We will deal with Your money as a trustee, and no such provision shall create or give rise to any obligation on the part of Lottonownow to repay money to You as Your debtor.

7.11. We do not undertake to advise You that You have an outstanding balance to collect. If You do not access Your account by logging onto the Website(s) and using the services offered for any consecutive period of 365 days Your account will be deemed inactive. We shall be entitled to charge You periodic administrative fees during the period that Your account remains inactive and set off such charges against funds in the account up to the extent of Your account balance. If an inactive account is identified, We may attempt to contact the account holder via telephone, email or written communications, using the contact details registered with the account. If this fails We may use other methods at Our disposal to seek to contact the account holder. If such efforts prove unsuccessful and contact with the customer cannot be established within twelve months of the date from which the account was identified as 'dormant', any outstanding bankroll in such account may be set aside and We shall reserve the power to close the account.

Lottonownow safeguards player deposits and ensures that players receive their true and fair winnings from play on the Lottonownow Website via the use of a ring fenced player protection Client Account. All player funds are deposited directly into the Client Account and withdrawals to players are made directly from the Client Account.